Business Auto Insurance
Business auto insurance is a type of commercial insurance policy designed to provide financial protection against physical damage and/or bodily injury that may result from the use of automobiles in business-related activities. Business auto insurance may also provide liability coverage for those who are responsible for damages or injuries caused by their vehicles.
Business Auto Coverage Options
Business auto insurance typically covers a variety of vehicles, from sedans and trucks to vans and trailers. Coverage may also be extended to include recreational vehicles such as motorcycles, ATVs, boats, snowmobiles, and RVs. Business auto insurance can provide protection against losses due to theft or vandalism as well.
Business auto insurance policies often feature a number of additional benefits designed to provide businesses with extra protection. For instance, some policies may include coverage for rental car reimbursement, towing services, and replacement vehicles in case of an accident. Other added benefits may include roadside assistance services, loss of use coverage, and trip interruption insurance.
In addition to the physical damage coverage that business auto insurance provides, it also offers protection against liability. Liability coverage may include bodily injury and property damage caused by the insured vehicle, as well as medical payments, legal defense fees, and punitive damages in some cases.
