Flood Insurance

Flood insurance is a specialized type of insurance designed to compensate policyholders for losses they incur due to flooding. It provides financial protection against physical damage caused by flooding, and may cover things like the cost of repairs to buildings and residences, clean-up costs, and lost possessions. In most cases, flood insurance also covers additional living expenses incurred while the policyholder is waiting for repairs to be made.

 

More About Flood Insurance

Flood insurance typically covers both sudden and gradual flooding, which means that it can be used to protect property from damage caused by storms, melting snow, rivers overflowing their banks, and even backed-up sewers. It is important to note that standard homeowners’ or renters’ insurance policies do not provide coverage for flood-related damage, so a separate policy is necessary to be adequately protected.

In the United States, people who live in areas deemed to be at high risk of flooding may be required by law to obtain flood insurance. This requirement is usually based on local maps and other data indicating that a certain area is prone to flooding. Those who are not in high-risk areas may also be able to purchase flood insurance if they wish, although rates and coverage limits may vary depending on the risk level of the property.

When shopping for flood insurance, it’s important to consider both your current needs and any potential future needs. Be sure to ask questions and read your policy thoroughly before signing up, so that you understand what is and is not covered. Additionally, it’s always a smart idea to contact your local insurance agent to see if there are any additional discounts or special offers available.

Get Help with Flood Insurance

Flood insurance can provide an important layer of protection for homeowners, renters, and businesses—and in some cases can mean the difference between financial security and disaster. To get assistance with your flood insurance policy, call us or click on the quote button to set up your free consultation.

What they say about us...

Professional group of people with the best rates out there!
Jared Costa
Jared Costa
Ryan and his team are incredibly responsive. They have always gone above and beyond for us.
Brick & Mortar Investments
Brick & Mortar Investments
Very knowledgeable staff and great service!
Jonas Beiler
Jonas Beiler
I use Ryan for everything related to insurance, been wonderful to work with for the more complex situations. I do wish more of the paperwork would be automated though (like docusign) and insurance payments auto-pay options.
Andrew Mickley
Andrew Mickley
I’ve work with Ryan Daubert Agency (Daubert Shannon Associates) for over 5 years. They help me reduce my insurance cost while at the same time increasing my coverages. I love the idea of working closely with local Bethlehem area companies and I’ve not been disappointed yet. I send all my local startup business associates to them for business, home and auto insurance needs.
Santiago Rivera
Santiago Rivera
Highly recommend for variety of insurances. As a realtor, dealing with 80% investors, I always sent my clients to get quotes from Lehigh Partners. They provide quick service and competitive prices.
Kristine McCreary Williams
Kristine McCreary Williams
Very helpful and in a timely manner!
Ryan Sensenig
Ryan Sensenig
Highly recommended!!
Md Hasan
Md Hasan
js_loader

"*" indicates required fields

700 Evans Street, Bethlehem, PA 18015