Medicare Insurance

Medicare is a health insurance program funded by the federal government, primarily for people who are 65 and older. It is one of the largest public insurance programs in the world and is divided into multiple parts to provide coverage for hospitalization (Part A), medical services (Part B), prescription drugs (Part D) as well as supplemental plans that can help reduce out-of-pocket costs.

 

Understanding Medicare Coverage

Medicare Part A covers hospital stays, skilled nursing facilities, lab tests and more. Part B covers doctor visits, outpatient care, durable medical equipment and preventative services. Part D provides coverage for most prescription drugs but does not cover all medications.

It’s important to understand the differences between each part of Medicare when selecting your plan so you get the coverage you need. For example, Part A and Part B are typically bundled together so if you don’t add a supplemental Part D plan, you won’t get help paying for prescription drugs. Additionally, some private insurers offer Medicare Advantage plans that bundle all benefits in one package with additional features such as vision or dental coverage.

When signing up for Medicare it’s important to pay attention to enrollment periods and deadlines to avoid late penalties or gaps in coverage. You can learn more about Medicare by visiting the official website or speaking with a licensed broker who can answer your questions and provide advice on selecting the right plan for you. Having the right information will help ensure you get the most out of your Medicare coverage.

Get Help with Medicare

By understanding the benefits and limitations of each Medicare plan, you can take control of your health care costs and ensure you get quality coverage for years to come. If you have questions or concerns, our team can help – and consultations are always free. Call or click on the quote button today to learn more.

 

What they say about us...

Professional group of people with the best rates out there!
Jared Costa
Jared Costa
Ryan and his team are incredibly responsive. They have always gone above and beyond for us.
Brick & Mortar Investments
Brick & Mortar Investments
Very knowledgeable staff and great service!
Jonas Beiler
Jonas Beiler
I use Ryan for everything related to insurance, been wonderful to work with for the more complex situations. I do wish more of the paperwork would be automated though (like docusign) and insurance payments auto-pay options.
Andrew Mickley
Andrew Mickley
I’ve work with Ryan Daubert Agency (Daubert Shannon Associates) for over 5 years. They help me reduce my insurance cost while at the same time increasing my coverages. I love the idea of working closely with local Bethlehem area companies and I’ve not been disappointed yet. I send all my local startup business associates to them for business, home and auto insurance needs.
Santiago Rivera
Santiago Rivera
Highly recommend for variety of insurances. As a realtor, dealing with 80% investors, I always sent my clients to get quotes from Lehigh Partners. They provide quick service and competitive prices.
Kristine McCreary Williams
Kristine McCreary Williams
Very helpful and in a timely manner!
Ryan Sensenig
Ryan Sensenig
Highly recommended!!
Md Hasan
Md Hasan
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700 Evans Street, Bethlehem, PA 18015